Boynton Beach Disaster Recovery Lawyers: Hurricanes
Florida is a beautiful state with a lot to offer, but one less desirable offering is hurricane season. If you live in Boynton Beach, you know to expect possible hurricanes, but you may not be sure about what to do if your home or business is damaged by such a storm. A hurricane can result in significant damage, and obtaining the compensation to which you are entitled is critical to your ability to effectively and efficiently repair your home. While insurance companies are adept at stalling the claims process and offering low settlements, an experienced Boynton Beach disaster recovery lawyer can help ensure you obtain compensation that aligns with your rights and recovery needs.
Your Homeowner’s Insurance
While many homeowner’s policies cover damage that is wind-driven, this doesn’t mean that the fine print cannot somehow exclude damage caused by hurricanes (the majority of which is from wind). Some insurance companies have gone so far as to exclude hurricane coverage outright, and it’s important to know that many policies exclude damage caused by rising water, including the groundwater surges and tidal surges that are so common to hurricanes. In other words, these policies are complicated, and it’s important to ensure that your homeowner’s coverage is robust enough to cover your losses in the event of a disaster. Separate hurricane and flooding add-ons may be in order and might even be required under state law.
The damage caused by a hurricane can be immense and knowing where to begin in the recovery process can be daunting. Working closely with an experienced disaster recovery lawyer is always in your best interest. Further, knowing what’s typically covered by hurricane insurance may help you understand your rights and what to expect. This coverage usually extends to all of the following:
- Damaged floors
- Damaged roofing
- Broken and otherwise damaged windows
- Damage caused by moisture
- Damage to your garage
- Damage caused by debris
Your First Post-Hurricane Steps
If your home or business has been damaged by a hurricane, there are some first steps you should take, including:
- The first order of business is locating your insurance policy or policies. It’s a good idea to keep copies of these policies in a waterproof container – along with other important documents – for such an occasion.
- If the storm left any part of your home exposed, cover the exposure (after photographing it and all other damage) to help prevent further damage.
- Finally, you should consult with a dedicated Boynton Beach disaster recovery lawyer before notifying your insurance provider about the damage you’ve sustained.
Seek the Experienced Counsel of a Boynton Beach Disaster Recovery Lawyer Today
If a hurricane leaves your property or home damaged, the dedicated Boynton Beach disaster recovery lawyers at Demand the Limits Personal Injury Attorneys have the experience, legal insight, and resources to help you favorably resolve your claim. Our dedicated legal team is on your side, so please don’t hesitate to contact us online or call us at (561) 853-2137 to schedule a free consultation today.