Who Pays my Medical Bills after a Truck Accident?
Large trucks, including big rigs and tractor-trailers, frequent Boca Raton highways and roadways on a daily basis. When a large truck collides with a much smaller vehicle, the driver and occupants of the smaller vehicle are usually the ones who suffer the most serious injuries. Injuries in truck accidents often include traumatic head and brain injuries, soft tissue injuries, broken bones, back injuries, and others.
Since Florida is a no-fault state when it comes to motor vehicle accidents, drivers who suffer injuries must first usually look to their own insurance companies. Florida drivers are required to carry a minimum of $10,000 in personal injury protection (PIP) coverage to compensate them for their medical bills and lost wages in the event of a motor vehicle accident. However, if the accident results in one or more injuries that are permanent – or if the injuries are not permanent but the medical bills/lost wages exceed the $10,000 in PIP coverage – then the accident victim could make a claim (or file a lawsuit) against a responsible third party.
The good news is that if you need to file a claim or lawsuit against a truck driver or trucking company, their policies usually contain a significant amount of insurance coverage. The experienced Boca Raton truck accident lawyers at Demand the Limits understand the pain, suffering, and inconvenience that often results from injuries suffered in a truck accident. Our legal team can assist you with filing a claim or lawsuit in your case and will help you pursue the maximum amount of compensation possible on your behalf.
Filing an Insurance Claim or Lawsuit Against a Negligent Truck Driver and/or a Trucking Company
Third-party claims are usually made in Florida truck accident cases when accident victims suffer one or more permanent injuries. Since these accidents often arise from truck driver error – such as by speeding, failing to use a turn signal, or distracted driving – the accident victim might be able to file a claim or lawsuit against the negligent truck driver directly. In the claim/lawsuit, the accident victim will pursue monetary compensation and damages for the injuries he or she suffered in the accident.
In addition, the accident victim could file a claim against the trucking company that employs the negligent driver, seeking monetary compensation and damages. This claim may be based upon an agency theory of recovery – or for negligently hiring, retaining, or supervising a problem truck driver who has incurred driving violations in the past.
Call an Experienced Boca Raton Truck Accident Lawyer about Your Legal Matter Today
If you have been injured in a truck accident and incurred medical expenses and other damages, the knowledgeable legal team at Demand the Limits is here to help. If the insurance company refuses to offer you the compensation that you deserve, our legal team welcomes the opportunity to litigate your case in the Florida court system.
For a free case evaluation and legal consultation with a knowledgeable Boca Raton truck accident attorney, please call us today at (561) 600-3555 or contact us online for more information about how we can assist.