Who Covers the Medical Bills of a Passenger in a Car Accident?
Have you been injured as a passenger in a vehicle involved in an accident? You may be wondering who is responsible for paying your medical bills. The short answer, unfortunately, is that it depends on the situation. However, you might have options that we’ll explore in this guide.
The good news is that the state of Florida provides legal options for passengers to make injury claims and recover damages. The law holds drivers liable if the accident was due to their negligence. A Boca Raton car accident attorney can negotiate with your insurance company, or argue your case in court, to obtain compensation to recover physical, mental, and emotional damages.
Who Covers a Passengers Medical Bills After an Accident?
It’s important to seek medical care right away if you are injured in an accident. Go to the emergency room or see your doctor without delay to get the treatment you need. Waiting too long to seek treatment may make it harder to connect your injury to the accident and prove your case. However, it is natural to be worried about who will pay for your medical expenses.
Insurance policies include coverage to pay for medical bills of injured victims of an accident. Unfortunately, insurance companies are notoriously slow for processing payments. If the insurance company is taking too long to cover your medical bills, you’ll be on the hook to pay for them.
One option may be to use your health insurance to pay for your medical care. Additionally, the auto insurance policy of the at-fault driver may allow you to make a medical expenses claim. Consult with an experienced personal injury accident attorney who can help you sort through your options.
What Are a Car Passengers' Rights in an Auto Accident?
No matter which driver is at fault for the accident, you, as a passenger, have the legal option to file a lawsuit against whichever driver is at fault. You can also file a claim for damages against that driver’s insurance company.
In some circumstances, you may be able to file for compensation against the policies of both parties, especially if one of the driver’s policies is insufficient to cover your expenses. Passengers have the same rights as drivers when it comes to the types of injuries they may receive compensation for, including:
- Medical expenses
- Loss of wages
- Reduced or loss of future income potential
- Loss of companionship
Get Help from a Boca Raton Car Accident Attorney
Insurance companies have lawyers on their side whose job is to reduce the amount of a settlement as much as possible. They know the law and how to use it to quash your claim should you choose to fight them on your own. The bottom line is that claimants with legal representation generally receive a higher settlement or judgment than claimants without representation.
Don’t risk the full amount you deserve - hire a car accident attorney from Boca Raton with the experience to know the fair compensation amount you deserve. Contact Demand the Limits now for a free initial case consultation. We’ll evaluate your case, answer all your questions, and make sure you have all the information you need.